Terms And Conditions

Last Updated: October 14th, 2024

1. Introduction

Welcome to Geldly.com ("we," "us," or "our"). These Terms and Conditions ("Terms") govern your use of our accounting software services ("Services") provided through our website located at ("Site"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our Services.

2. Eligibility

You must be at least 18 years old to use our Services. By using our Services, you represent and warrant that you are of legal age and have the authority to enter into these Terms. If you are using the Services on behalf of a company or other legal entity, you represent that you have the authority to bind that entity to these Terms.

3. Account Setup and Responsibilities

3.1 Account Creation

To access certain features of our Services, you must create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information as necessary to keep it accurate and complete.

3.2 Account Security

You are responsible for maintaining the confidentiality of your login credentials and are fully responsible for all activities that occur under your account. You agree to notify us immediately at support@geldly.com of any unauthorized use of your account or any other breach of security.

3.3 Account Accuracy

You agree to provide and maintain accurate and complete information, including but not limited to your contact information and payment details. We are not responsible for any loss or damage arising from your failure to comply with this obligation.

4. Services Provided

4.1 Scope of Services

Geldly.com offers a range of accounting software services, including but not limited to bookkeeping, invoicing, real-time financial insights, and integrations with third-party platforms.

4.2 Modifications to Services

We reserve the right to modify, suspend, or discontinue any aspect of our Services at any time without prior notice. We are not liable to you or any third party for any modification, price change, suspension, or discontinuation of the Services.

5. Subscription and Payment

5.1 Pricing Plans

We offer various subscription tiers with different features and pricing options, including monthly and yearly plans. Details of these plans are available on our Site.

5.2 Payment Methods

We accept payment via major credit cards and ACH transfers. By providing a payment method, you represent and warrant that you are authorized to use the designated payment method and authorize us to charge your payment method for the total amount of your subscription (including any applicable taxes and other charges).

5.3 Billing Cycle

Subscription fees will be billed at the beginning of your subscription and on each recurring renewal date thereafter unless you cancel your subscription. If payment is not received by the due date, we reserve the right to suspend or terminate your access to the Services.

5.4 Cancellations and Refunds

You may cancel your subscription at any time by accessing your account settings or contacting us at support@geldly.com. Unless required by law, subscription fees are non-refundable. Upon cancellation, you will retain access to the Services until the end of your current billing period.

6. User Responsibilities

6.1 Data Accuracy

You are solely responsible for the accuracy, quality, and legality of the data you input into the Services. We are not liable for any errors or omissions in your data.

6.2 Compliance

You agree to comply with all applicable laws and regulations, including financial and tax laws. You are responsible for ensuring that your use of the Services meets any regulatory obligations.

6.3 Restricted Activities

You agree not to:

  • Use the Services for any unlawful purpose or in violation of any local, state, national, or international law.
  • Access or attempt to access any other user's account without permission.
  • Upload or transmit any viruses, malware, or other harmful code.
  • Interfere with or disrupt the integrity or performance of the Services.
  • Attempt to reverse-engineer, decompile, or disassemble any aspect of the Services.

7. Data Privacy

7.1 Collection and Use

We collect personal and financial information necessary to provide the Services. Our Privacy Policy details how we collect, use, and protect your data.

7.2 Third-Party Sharing

We may share your data with third-party service providers who assist us in operating the Services (e.g., payment processors, cloud storage providers). We may also disclose your information to comply with legal obligations or to protect our rights.

8. Intellectual Property

8.1 Ownership

All content, features, and functionality of the Services, including but not limited to software, text, graphics, logos, and trademarks, are the exclusive property of Geldly.com and are protected by intellectual property laws.

8.2 User-Generated Content

You retain ownership of all data you input into the Services. By using the Services, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, and display your data solely for the purpose of providing the Services.

9. Service Disruptions

9.1 No Warranty

The Services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the Services will be uninterrupted, error-free, or free of viruses or other harmful components.

9.2 Limitations of Liability

In no event shall Geldly.com, its affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for damages of any kind arising out of or in connection with your use of the Services, including any direct, indirect, special, incidental, consequential, or punitive damages.

10. Termination

10.1 Termination by Users

You may terminate your account at any time by contacting us at support@geldly.com. Upon termination, you must cease all use of the Services.

10.2 Termination by Geldly.com

We reserve the right to suspend or terminate your access to the Services at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users or us.

11. Governing Law

These Terms and any disputes arising out of or related to them shall be governed by the laws of the State of Florida, without regard to its conflict of law principles. You agree to submit to the personal jurisdiction of the state and federal courts located in Florida.

12. Changes to Terms

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on the Site. Your continued use of the Services after any such changes constitutes your acceptance of the new Terms.

13. Dispute Resolution

13.1 Arbitration Clause

Any disputes arising out of or relating to these Terms or the Services shall be resolved through binding arbitration conducted by the American Arbitration Association under its Commercial Arbitration Rules.

13.2 Waiver of Class Actions

You agree to resolve any disputes with us on an individual basis and waive your right to participate in a class action lawsuit or class-wide arbitration.

14. Third-Party Services

The Services may integrate with third-party services (e.g., Plaid, Stripe). Your use of these third-party services is subject to their respective terms and conditions and privacy policies. We are not responsible for the content or practices of any third-party services.

15. Liability Disclaimer

15.1 Financial Accuracy

We do not guarantee the accuracy, completeness, or usefulness of any information provided through the Services. The Services are not a substitute for professional accounting or financial advice. You should consult a qualified professional for advice specific to your situation.

15.2 Damages

We are not liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the Services, including but not limited to loss of profits, revenue, data, or use.

16. Contact Information

If you have any questions or concerns about these Terms or the Services, please contact us at:

Email: support@geldly.com

Address:

17. Miscellaneous

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

By using the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms.